Investment calculator
Goal SIP Calculator
Start from the goal. Enter the amount you need and when you need it, and this calculator works backwards to the monthly SIP that could get you there.
Your details
Required monthly SIP
₹10,760
Total investment
₹12,91,216
Estimated gains
₹12,08,784
Breakup
- Invested amount₹12,91,216 (52%)
- Estimated gains₹12,08,784 (48%)
Path to your goal
Year-wise breakdown
| Year | Invested | Estimated value | Estimated gains |
|---|---|---|---|
| Yr 1 | ₹1,29,122 | ₹1,37,830 | ₹8,708 |
| Yr 2 | ₹2,58,243 | ₹2,93,141 | ₹34,898 |
| Yr 3 | ₹3,87,365 | ₹4,68,148 | ₹80,783 |
| Yr 4 | ₹5,16,487 | ₹6,65,351 | ₹1,48,864 |
| Yr 5 | ₹6,45,608 | ₹8,87,565 | ₹2,41,957 |
| Yr 6 | ₹7,74,730 | ₹11,37,960 | ₹3,63,230 |
| Yr 7 | ₹9,03,851 | ₹14,20,112 | ₹5,16,261 |
| Yr 8 | ₹10,32,973 | ₹17,38,048 | ₹7,05,075 |
| Yr 9 | ₹11,62,095 | ₹20,96,306 | ₹9,34,211 |
| Yr 10 | ₹12,91,216 | ₹25,00,000 | ₹12,08,784 |
Formula used
- P = FV × i ÷ [((1 + i)ⁿ − 1) × (1 + i)]
- FV = target amount, i = annual return ÷ 12, n = months
Assumptions
- The target should be the future cost of the goal. Increase today’s cost for inflation before entering it.
- Returns are illustrative and not guaranteed.
Scheme rates and rules as on: October–December 2026 quarter. You can change rates in the calculator.
Disclaimer
This calculator provides illustrative estimates only, based on the inputs and assumptions you enter. Results are not guaranteed, do not reflect the performance of any specific product, and do not consider taxes, charges or inflation unless stated. They are not investment advice. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
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