Last updated: 10 November 2026
By accessing or using this Website, you agree to these Terms and Conditions. If you do not agree, please do not use the Website.
1. About us
Prathmesh Financial Services is an AMFI Registered Mutual Fund Distributor (ARN-121180, EUIN E-188833) and distributes insurance and NPS products through its tie-ups with HDFC Life, HDFC ERGO and HDFC Pension Management Company Limited. We are not registered with SEBI as an Investment Adviser.
2. Information only, not advice
Content on this Website is for general awareness and information about personal finance and the products we distribute. It does not constitute investment, tax, legal or insurance advice, or an offer or solicitation to buy or sell any product. Please read the relevant offer documents and consult appropriate professionals before making decisions.
3. Calculators and tools
Our financial calculators provide illustrative estimates based on the inputs and assumptions you choose. They do not predict or guarantee future returns, interest rates, tax outcomes or benefits. Scheme rates and rules shown were applicable as on the date stated and may change. Results should not be the sole basis for any financial decision.
4. Accuracy of information
We make reasonable efforts to keep information accurate and current, but we do not warrant that all content is complete, accurate or up to date. Product features, rates and regulations change from time to time.
5. Third-party links
The Website contains links to third-party websites such as Google, WhatsApp, Facebook, Instagram and product providers. We are not responsible for their content, policies or services.
6. Intellectual property
The Prathmesh Financial Services name, logo, text, design and graphics on this Website belong to Prathmesh Financial Services unless stated otherwise, and may not be copied or reused without written permission.
7. Limitation of liability
To the extent permitted by law, Prathmesh Financial Services shall not be liable for any loss or damage arising from the use of, or reliance on, this Website, its content or its tools.
8. Governing law
These terms are governed by the laws of India. Courts in Lucknow, Uttar Pradesh shall have exclusive jurisdiction.
9. Related policies
Please also read our Privacy Policy, Disclaimer and Risk Disclosure.