Our services
Financial planning support for every stage of life.
From your first SIP to your retirement income, we help you set clear goals and choose suitable ways to reach them.
- Goal listing with inflation-adjusted cost
- Time horizon and risk profile mapping
- Suitable product options for each goal
- Periodic progress review
Service 01
Goal Based Financial Planning
Every rupee works better with a purpose. We help you list goals such as a home, a car, a family holiday or financial independence, put a realistic cost and date on each, and match it with suitable investment options and a monthly saving amount.
- Retirement corpus estimation
- Accumulation plan through SIP and NPS
- Post-retirement income through SWP and annuities
- Health cover continuity check
Service 02
Retirement Planning
Retirement can last 25 years or more. We estimate your future monthly expenses, the corpus required to support them, and a disciplined route to get there using mutual funds, NPS and fixed income products, with a withdrawal approach for after you retire.
- Future cost estimation by course and year
- Dedicated education portfolio
- SSY guidance for a girl child
- Term cover to protect the goal
Service 03
Children's Education Planning
Education costs in India have been rising faster than general inflation. We help you estimate the future cost of your child’s graduation or post-graduation, in India or abroad, and build a dedicated fund with options such as mutual funds and Sukanya Samriddhi Yojana.
- SIP amount and step-up planning
- Lumpsum deployment through STP
- Scheme selection support
- Online transaction assistance
Service 04
SIP and Lumpsum Planning
A Systematic Investment Plan builds discipline and averages purchase cost over time, while lumpsum investments can put idle money to work. We help you decide amounts, step-up SIPs and STP routes for deploying a large sum gradually.
- Consolidated view of family investments
- Asset allocation support
- Nomination and documentation checks
- Regular review meetings
Service 05
Wealth Management Services
As savings grow, they need structure. We bring your mutual funds, insurance, NPS, deposits and bonds into one view, help you keep asset allocation in line with your goals, and support nominations and documentation so your family is never left guessing.
- Scheme overlap and concentration check
- Equity–debt allocation review
- Rebalancing support
- Capital gains awareness before switching
Service 06
Portfolio Review and Rebalancing
Markets move and life changes. A periodic review checks whether your portfolio still matches your goals and risk comfort, highlights overlapping or underperforming schemes, and identifies when rebalancing between equity and debt may be appropriate.
- Old vs new regime awareness
- Tax-saving investment organisation
- ITR filing support
- Capital gains statements from mutual funds
Service 07
Tax Planning and ITR Filing
We help you understand the old and new tax regimes, organise eligible tax-saving investments such as ELSS, NPS and insurance, and support timely filing of your Income Tax Return with the documents you provide.
Prathmesh Financial Services provides these services as part of distribution of financial products. We are an AMFI Registered Mutual Fund Distributor (ARN-121180) and do not provide investment advice for a fee. Mutual fund investments are subject to market risks. Read all scheme related documents carefully.
Let's talk
Not sure where to start?
Tell us about your goals and we will suggest which service fits you best.